My mother in law got one from allstate. She is a 72 yr old woman and drives really slow and cautious, and I'm pretty sure she has never had a ticket. Anyways, once a week they drive to another town to go out to lunch, other than that she just goes to the grocery store and local stuff. It's an 80 mile round trip to go to their favorite restauraunt. Well, Allstate said because she drives so much her rates are going up! They also said that the driving was during peak hours, which was a bad thing too. I think it"s a scam, and the insurance company can use it as an excuse if they deem you a higher risk, due to age or any other statistic they want. I'm not paranoid or anything, but I really don't like loosing the little bit of privacy i have left.