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TexasFreedom

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Dec 7, 2015
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Texas
Nearly everyone just goes where their doctor recommends for 'testing'.

A friend recently was told to go get an ultrasound. Recommending XYZ nearby. "Just wanted to check some things".

My buddy called them, & it's about $2k, but they can't give an exact quote. And his insurance would cover... maybe 50%. He thought that was a bit crazy, you know ultrasound tests on pregnant women don't cost that much. His (not pregnant!) was for his guts, so not really that different. Calling around there are probably dozens of places that do this testing within 50 miles. Prices were all over the place from $500 to $thousands. And you can go to Mexico (1/2 day drive) & get them for $100-200!

Even better, you can BUY used ultrasound equipment for maybe $5k, and new in the $10-20k range. So if you're going to need several of these tests, just buy the dang thing! I only wonder if you open a business & bill your insurance company. Of course I'm not talking fraud, but if your doc needs it, then it's a valid situation.

But this is how crazy things are. I only wonder if the original office gives a $500 kickback to the doc for each referral? I'd sure do that (if it's legal). But what an insane business medicine is... no wonder insurance is out of control. This makes me want to go out & buy a couple of these machines & put up a billboard advertising affordable tests!
 
Frickin St Francis Hospital here is bad about fleecing patients that come for tests. I should have learnt my lesson the first time, but the second time they really tried to drain my bank account and I fought back. Sent me a bill for $3,000 for tests that I had been told were 100% covered and would not cost me anything. They even told me when I checked out that I didn't owe anything. Then they kept calling for months wanting to know when I was going to pay them the $3,000.

"How much can you pay today?"

NOTHING

"Can you make a payment next week?"

NO

"When can you make a payment?"

NEVER

"Why not?"

"Because I do not owe you any money!!!!!"

"Why not?"

Because your contract with the insurance company says I don't.

It took months going back and forth between the hospital, their collection agency, the doctor's office, and the insurance company, but they are finally leaving me alone, so I hope that means they got all that straightened out.
 
We just got new insurance at work; we had to switch companies because the premiums were going up so much. All because a couple people got sick last year and had to go to the hospital. The person responsible for the insurance has now done a lot of research on different options like you suggest to help people cut costs so next year we won't have to switch or raise our premiums too much, hopefully. Pretty much, if you're not dying, shop around for any test or procedure you need is what I've learned. And never go to the ER unless absolutely necessary.
 
Back in the winter when I was sick, EKG, blood panel ultra sound, and Ctscan cost $20k. Outrageous

Wow. I can buy an EKG for $1500. An ultra sound for $5k. OK, the only CT Scanner I found was $75k. But, if you use these 3 items 4 times, you could have bought all of them. Ridiculous!
 
But you are also paying for someone who knows how to use the machine correctly, and for someone to tell you what the results mean. So it's not quite as bad as it sounds. Still, it seems quite overpriced for simple supply and demand. They know that when people NEED (or believe they need) something, they will pay whatever it costs no matter how outrageous.
 
But you are also paying for someone who knows how to use the machine correctly, and for someone to tell you what the results mean. So it's not quite as bad as it sounds. Still, it seems quite overpriced for simple supply and demand. They know that when people NEED (or believe they need) something, they will pay whatever it costs no matter how outrageous.

Not true. For most of these tests, the location that does the scan does not interpret it. They simple send it back to the doctor, and the doctor reads/studies them. So you pay the doc to start, pay the outrageous price, and pay the doc a second time.

And Robin, $20k to diagnose you had some bad fish. I call that malpractice.
 
This wasn't Christmas, but I just help install my birthday present. Yes it's sideways as usual.
20190311_154306.jpg
 

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