I have a ccw, and usually carry a s&w .38 snubnose 442, a speedloader, and .38 special +p 124 grain semijacked hollowpoints. This piece rides in a leather disantis ankle holster.lj
I carry swiss army knife with all the goodies, a zippo cigarette lighter, a minimag light (the kind that uses 1 aaa battery), 440 paracord boot laces in my jungle boots, a lifestraw water purifier, a small orienteering compass, several lockpicks, and small concealed handcuff keys secreted in different parts of my clothing.
Also, a charged cell phone.
I've picked locks as a favor whe people locked themselves out of their cars and apartments.
I also carry a prepaid visa card, money, and a little notebook with all my numbers in case of an EMP (or theft).