How One House Survives When 1000's around it Burn

[Haertig]

Sounds like they would have been better off if their house didn't burn down.

I'm not sure they could have afforded to bring their house back to a livable situation had it not, with all the smoke damage. Ripping up carpeting, pulling out drywall, throwing away furniture and clothing, cleaning our air ducts - with no insurance money for any of that - could have been a significant burden. Plus, the government would have required building permits for that remediation work and imposed the new codes and requirements on the remediation, just as if it were new construction. Similar to when I "remediated" the existing electrical service to my house to add a hot tub - we had an electrician add an sub-panel next to the main panel - that had to be permitted, inspected, and was required to meet all new codes that had been implemented since I first bought the house.

The point I was making was about government adding new codes and requirements for rebuilding (new construction) and remediation (fixing old construction). Mandating changes and forcing people to pay tons of their own money to meet those new requirements on their already owned properties that were destroyed/damaged by fire (probably caused by government malfeasance in the first place).

 

[Weedygarden]

I'm not sure they could have afforded to bring their house back to a livable situation had it not, with all the smoke damage. Ripping up carpeting, pulling out drywall, throwing away furniture and clothing, cleaning our air ducts - with no insurance money for any of that - could have been a significant burden. Plus, the government would have required building permits for that remediation work and imposed the new codes and requirements on the remediation, just as if it were new construction. Similar to when I "remediated" the existing electrical service to my house to add a hot tub - we had an electrician add an sub-panel next to the main panel - that had to be permitted, inspected, and was required to meet all new codes that had been implemented since I first bought the house.

The point I was making was about government adding new codes and requirements for rebuilding (new construction) and remediation (fixing old construction). Mandating changes and forcing people to pay tons of their own money to meet those new requirements on their already owned properties that were destroyed/damaged by fire (probably caused by government malfeasance in the first place).

I am aware that where I live, that codes keep adding to the expense of even expected maintenance. The man who owned the twin house to mine replaced his water heater a few years ago. He told me it cost him $11,000 with all the things that had to be brought up to the new codes.

 

[Supervisor42]

not really blank...property boundaries still in effect...underground utilities didnt burn...like water and sewer....soooo...rebuild it is....or condemn some places and take property to reroute stuff....they aint doing that..its cram as many as possible in a spot to live.

What about the thousands of owners that had no insurance that abandon their properties?
Who will rebuild those?
No sane person is gonna buy one of them...

 

[Haertig]

When we moved into this new house, back in the early 80's, we wanted a fence. I hate digging holes so we hired a company to set all the posts and the wife and I planned to finish the job by putting up all the cross pieces and pickets ourselves. While we were going about that, our water meter in the basement experienced some kind of malfunction and needed to be replaced. The city had to come out and inspect that. The inspector noticed that we had an incomplete fence - we had completed everything except hanging one gate. Why he would notice this while inspecting a meter in the basement, is a mystery. He said there is no permit for the fence work - although the fence post setters had told us that they would get all the needed fencing permits when apparently they did not - and the inspector slapped a "stop work" notice on the fence.

So we hung the remaining gate, and then stopped work. We never heard from the city again. But I think they may have cursed the gate. I've already replaced it twice over the last 43 years, and it's sagging again. Another unpermitted replacement may be in the works...

 

[Hardcalibres]

.........
No sane person is gonna buy one of them...

Actually.....people with normalcy bias will.......and most psychologists would say they are saner than those with abnormlacy bias.

Every day, people buy houses that are on flood plains......that have been flooded several times over the house's life.

For a start.....they are usually cheaper......because at least a minority of people realize that another flood is a matter of when rather than if.

 

[elkhound]

What about the thousands of owners that had no insurance that abandon their properties?
Who will rebuild those?
No sane person is gonna buy one of them...

Thats when standard rules apply...each state has them different and probably each town or county...if you abandon property and dont pay taxes the county takes it after certain amount of time and ever so often here they sale such properties on court house steps to highest bidder.

and if no one buys property then it becomes property of town...they can try selling it again next time,put in hands of realtor or keep for their own use.

those properties will sale again for sure if folks want to sell....just a matter of time.