My most "MASSIVE" prepping mistake......."EVER". Way-Way-Way out in front of my other prepping screw-ups.

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Well "IT" smacked me in the face 2 weeks ago. Who knows how it'll turn out from here.

Yeah it began with me about a year ago and came into focus recently.

We are fortunate from making good financial decisions early, but in these very unstable times, even a person with a few MILLION dollars can be in financial straights with the stroke of some bureaucrats pen, so even though we may be comfortably able to exist and get well planted, we are far from the ruling class or their pet groups in security.

in 2020 I could do the same work @Spikedriver is doing every day at 69 years old, still move a full 55 gallon drum of oil, a 250 pound powered subwoofer up a set of stairs and lift it to the top of stack.

2024 I can still carry a bucket of water or two, need to stay out of the sun as much as I HATE it, hand shakes a little in tedious work and cannot get a very large cut right now unless i have a good tight bandage to stop it and my arm looks it has been stick whipped every time ir bump it against anything or it tears out chunks that bleed for a while till I can get them to seat and seal back.

Everything we have is MOSTLY one story, we have so much to keep up we are working on a three fold trust if we can ever get time to sit down and complete the paper work.

I have been trying to get this done since 2000 and my wife finally out of the blue Said we really need to get that Trust done, a NSHT moment.

I am looking for a irrevocable with three revocable sections 1 for the charitable i for son bloodline only and 1 for daughter bloodline only WITH PROTECTION from creditor assignments beyond actual ending balances.

As for the food, water, healthcare we have been paying for a senior care with home care riders for 20 years all properties are paid for, most everything else is managed on one credit card and a expense savings account set up on auto billing and balance transfer,

BUT that is not saying it is even close to being secure, it is still just a pen stroke away from the criminals of the governments that control us more every day City/Town-County/Ward/Parrish-State-Country and every other little group of rulers down to the block party panel.
 
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Not having the ability to past the vision test, and their refusing to renew my driver's license, has triggered my biggest lifestyle change. I suggest you figure out how to renew your driver's license just before you turn 67 or 68 y/o. That gives you five more years.
There's a lady in the town I work in who is 101 years old! She is VERY active and going good! She has not had a license in 15 years, but still drives!😉
 
There's a lady in the town I work in who is 101 years old! She is VERY active and going good! She has not had a license in 15 years, but still drives!😉
Well, I can drive. I drive all over my property. But I can't see well enough to drive safely on the road systems.

A little side note: I bought a $15,000.00 ATV and wanted to get insurance to cover theft and/or comprehensive damage. I called five insurance companies. You must have an Alaska driver's License. Only going to operate it on my property off public roads, they said they don't care no current valid driver's license......no insurance.
 
Thank you for starting this topic @Sourdough.

This is something I’ve been riddling out for a while now. I want to live the last part of my life at the family cabin upstate closer to my brother. The big downside will be the same thing that is the biggest upside—location. Winter in particular. The cabin is built up on a granite outcropping. If you are walking out to the larger garage, it’s fairly level. Everything else is uphill/downhill. To the dock is down about 5 steps—there is a handrail. The driveway is up a small hill but the St. Lawrence River is at the bottom. Won’t be fun when it’s icy. To that end, I’ve been thinking a small piece of land on the mainland would be a better option for me.

All of the replies are giving me a lot to think about.
 
Well, I can drive. I drive all over my property. But I can't see well enough to drive safely on the road systems.

A little side note: I bought a $15,000.00 ATV and wanted to get insurance to cover theft and/or comprehensive damage. I called five insurance companies. You must have an Alaska driver's License. Only going to operate it on my property off public roads, they said they don't care no current valid driver's license......no insurance.
That's how it is in Texas too! 🙁
 
I want to live the last part of my life at the family cabin upstate closer to my brother.
When I endured four years in Rochester, New York, I would go up to the Lake Placid area to hunt deer. Beautiful Country.

I'll bet many don't know:
The Adirondack Park is a park in northeastern New York protecting the Adirondack Mountains. The park was established in 1892 for "the free use of all the people for their health and pleasure", and for watershed protection. At 6.1 million acres (2.5×10 ha), "it is the largest park in the contiguous United States".
 
I'm not a lawyer, but I have stayed at a Westin. I think if you do a "irrevocable" trust and give up management you can beat the 5 yr medicaid lookback. But you can only have $2,000 total assets anyway.

Me, I would NEVER go into one of those prisons of death for old people who's life savings has been redistrubuted to the oligarchy and medical industry. My mother was in one of those hell holes for two weeks before I could get her relocated. Even in that time I had to secretly bring in private duty nurses and food from outside. (The place was later shut down.)

I moved her to a huge facility in a former Holiday Inn, with ice sculpture on the buffet table at dinner. Bought her a scooter to get around, and it had a pool. It was $5,500 a month, plus another $1,500 for a private day nurses aide. Private studio with a porch, nice view. Her last few months we moved her to a small, family owned hospice where the night nurse slept on a couch beside her bed to carry her to the toilet at night, so she had her dignity. It cost a LOT, cash, they didn't take insurance or medicaid. They were kind to her, and me.

I had pretty serious cancer a few years ago, so far I beat the odds, but it was close enough that I spent much time in Sedona, soaking life from the red rocks and vortexes. I sang my death song in the Big Horns of Wyoming. When my final chapter comes to a close I have a lovely spot picked out on the Rim of the Grand Canyon where I can listen to the wind in the pinion. When you've wrung the last adventures from an extrodinary life, why ruin the memories by squeezing out months of misery in a shared coffin room surrounded by strangers. That's my idea of hell. I will control my own destiny, screw the lawyers.

Anyway, enough morbidity, introspection is my flaw. Don't worry, be happy! :D

One thing that's kept us from relocating from the Wastelands is our house is comfortable. One story, walk in garage, things are convenient. When I seriously cut my arm 3 yrs ago (a grinder blew up) I was glad my shop is about 6 blocks from the FD and maybe 7 min to the ER. There's a lot of places here where it takes 45 min just to get an ambulance, or a cop. I'd love to be somewhere cooler, wetter, but at this point I'm just too lazy and the effort to move would probably kill me anyway. So we'll base here and spend more time away in the summer, like we used to. I think it will work out.
 
My aunt is 102. I don’t know when but before they retired they paid off their home. She is living at home, and she is blind. My cousin lives with her and takes care of her. She has a treadmill and walks a couple of times everyday. She is living on social security so not having a rent or mortgage payment makes a big difference. By law her property tax can only go up 3%/year which was really important 40 years ago and is even more important today. Maintaining her health and having her home free and clear are two very important preps that she did right.

Well, I can drive. I drive all over my property. But I can't see well enough to drive safely on the road systems.

A little side note: I bought a $15,000.00 ATV and wanted to get insurance to cover theft and/or comprehensive damage. I called five insurance companies. You must have an Alaska driver's License. Only going to operate it on my property off public roads, they said they don't care no current valid driver's license......no insurance.
I’m not an attorney nor do I play one on TV. Talk to your attorney about starting an LLC and get your liability/theft/damage under the corporation. They have special policies for equipment that are relatively inexpensive. I used to have these policies on my backhoes. I bought a snowblower for my side by side, you may have to buy some sort of attachment for your equipment to make it qualify as property maintenance equipment.
 
Not having the ability to past the vision test, and their refusing to renew my driver's license, has triggered my biggest lifestyle change. I suggest you figure out how to renew your driver's license just before you turn 67 or 68 y/o. That gives you five more years.
Agreed! At 67, I just renewed my license at dmv for 8 years and I believe I can renew again for 4 years online.
Definitely did it this way on purpose.
 
We have lots of stairs in our house. Multi-level, so these are "half" staircases that are open, not enclosed in hallways (except for the stairs to the basement - those are half length also, but they are enclosed). These stairs worry me if one of us were to lose mobility. What we have are better than the full length enclosed stairs, but they're still stairs none-the-less. There's no easy way to retrofit the house for full time use of a walker of wheelchair. We do have room to install elevators, but that's not really something I want to do. Realistically, we would want to move to a different place. That's easy enough financially, but the physical culling and moving of stuff would be so hard. We've been here for decades and have accumulated a lot of stuff.

At least we did our back deck right when we had if re-done. I laid out the design so that the "steps" that are needed are each 4'x4' platforms that lower and turn. That is navigatable with a walker. These platforms work with the hot tub that is built in to a corner of the deck at a lower level. So you can easily sit down on the edge of the hot tub and then turn and swing yourself in. The far end of the deck also has a ramp.

I guess I'll have to move out to the back deck if I develop mobility problems.
 
I still live the outdoors lifestyle, but I have also made things easier , no more splitting with an axe, I am super careful of what I lift, I sure don't want to sit in the corner 'til I die, and am not going to live in home where they decide what drugs i need, never needed them so far, doubt if I ever will, I think I am fairly happy with my ideas, I really think before acting now, I have a disc issue in my lower back so I have to pay attention of what I lift, but I figure on working till i die, because the way society looks right now I doubt the infra structure and systems will continue to function.
 
My favorite "Happy song" that is also my favorite Sad song. "Twenty years now, where did they go....Twenty years I don't know".

Like A Rock​

Song by​

Bob Seger
Stood there boldly, sweatin' in the Sun
Felt like a million, felt like number one
The height of summer, I'd never felt that strong
Like a rock
I was 18, didn't have a care
Working for peanuts, not a dime to spare
But I was lean and solid everywhere
Like a rock
My hands were steady, my eyes were clear and bright
My walk had purpose, my steps were quick and light
And I held firmly to what I felt was right
Like a rock
Like a rock, I was strong as I could be
Like a rock, nothin' ever got to me
Like a rock, I was something to see
Like a rock
And I stood arrow straight
Unencumbered by the weight of all these hustlers and their schemes
I stood proud, I stood tall
High above it all
I still believed in my dreams
20 years now, where'd they go?
20 years, I don't know
I sit and I wonder sometimes
Where they've gone
And sometimes late at night
Oh, when I'm bathed in the firelight
The moon comes callin' a ghostly white
And I recall, I recall
Like a rock, standin' arrow straight
Like a rock, chargin' from the gate
Like a rock, carryin' the weight
Like a rock
Oh, like a rock, the sun upon my skin
Like a rock, hard against the wind
Like a rock, I see myself again
Like a rock
Oh, like a rock

 
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I'm not an anti prepper. I actually think that being prepared for whatever is the smart thing to do. But as I read these prepping posts I find it odd that more people don't discuss money issues. After all prepping is basically "what if". To me it's odd that nobody says "What if nothing happens" & I live to be 95 years old, will I be able to live. I say that because I have the family medical history from hell. My grandfather had his first heart attack in his 20's. His grandsons had their first at 28 (dropped dead in the er but revived) & 32 (medically retired). I more or less assumed that I would have a H/A early & maybe die early. (My first was 58, the oldest male in my family to have their FIRST H/A). While that's what I thought, I still prepared for "just in case" & started investing for my old age. And I've lived much longer than I thought I would (72 year old, only 1 male relative has outlived me). And to me there are 2 main ways to make a good income. Invest a lot of money & get interest on it or invest a little money over a long term & watch it grown. Rarely does anyone here tie prepping together with investing & they are both "being prepared for what could come". I don't understand that.
 
I am learning from all of this. In my mid 60s now and I have 10 years, plus or minus, that I will be physically capable of living this lifestyle. God willing. At some point we will need to make this our summer home when the winters get too brutal.

We have a 2nd home, very nice and big, that my son is living in. He takes great care of it and it’s where we stay if we need to shop or go to appointments. It’s not too far from Caribou. Super nice location but the winter winds of 80 MPH sustained makes driving hard. We know we need to sell it and find a good place to winter that would be safe with low maintenance. The perfect spot weather wise, would probably be near where Sourdough is now, but that is an awful long ways away from my mountain where we live now. We aren’t pushing this now, but when the son wants his own place we will have to sell our second home. This is probably a year or two away, so plenty of time to plan while our bodies are still youngish.

Yep - owning properties is definitely a case of "Two is one......and one is none".

If you just have where you live, then that isn't strictly an investment.....because you can only sell and then downscale, if you need to liquidate some of that asset.

It is better to plan around having at least one separable property.
I'm not an anti prepper. I actually think that being prepared for whatever is the smart thing to do. But as I read these prepping posts I find it odd that more people don't discuss money issues. After all prepping is basically "what if". To me it's odd that nobody says "What if nothing happens" & I live to be 95 years old, will I be able to live. I say that because I have the family medical history from hell. My grandfather had his first heart attack in his 20's. His grandsons had their first at 28 (dropped dead in the er but revived) & 32 (medically retired). I more or less assumed that I would have a H/A early & maybe die early. (My first was 58, the oldest male in my family to have their FIRST H/A). While that's what I thought, I still prepared for "just in case" & started investing for my old age. And I've lived much longer than I thought I would (72 year old, only 1 male relative has outlived me). And to me there are 2 main ways to make a good income. Invest a lot of money & get interest on it or invest a little money over a long term & watch it grown. Rarely does anyone here tie prepping together with investing & they are both "being prepared for what could come". I don't understand that.
I do.

I always include financial as a prepping capability when I list those.....but my lists are long, because they need to be.

I have frequently mentioned that the best prep I have is my farm (which is on two titles and is separable into three parcels even under current regs).....and which is both a good location and the best performing investment I have ever made.

I assess that people are generally reluctant to talk about money. People either have too little or more than enough.....and either way they don't feel inclined to tell people about that.

OPSEC is a thing.....so don't expect long term, serious preppers to spill their guts online.
 
Rarely does anyone here tie prepping together with investing & they are both "being prepared for what could come". I don't understand that.
It is called "OPSEC". That is why you don't hear about us tying the two together. How exactly do you know that we don't each have abundant money.....???? HOW.

Here is what you don't understand. We prepare for a reality where-in money and wealth are of near zero usefulness. Go ask the tens of millions that were living the affluent life in North Gaza City, and have been homeless starving refugees, on the march for the last ten months, what good is money....???

We prepare for when there is absolutely nothing you can purchase with money......NOTHING. We prepare for when Food & Water & Security are priceless, when you can't trade money for food-water-security.
 
IMHO we have planned appropriately for retirement. When we built our house over thirty years ago, we knew, or at least hoped, it would be our final residence. It is a two story house, but we live on the first floor.We really don't have to go upstairs for anything. We installed many senior conveniences with the intent of having my in-laws living with us. That never happened, but we use all of them now. There are very few steps to enter or exit the house front and back.

I am well aware of diminished physical skills. Call me crazy or lazy, but I do not try to work through them. I stop doing them. I don't do yard work. I don't do a lot of maintenance. I hire somebody to do that. I seldom use a ladder. I just don't do the physical things I used to do. Why risk an injury that might be vey difficult to recover from?

That said my prepping has been geared more toward buying and storing rather than being self-sufficient.
 
Money is a fleeting thing that can be gone as quick as it takes for the world bank to close the register.

Gold, silver and all other hard assets are only as good as they are to sustain your life you cannot eat them and you probably cant buy something someone needs to live themselves.

A shelter mobile if possible, access to food and water for those you decide will survive to keep your bloodline alive are all that is important if you are healthy, if you need miracle drugs to stay alive it will be hard to go on unless they can be made and you can make them naturally.

Everything else is a luxury in bad times. The basis of living by your plan financially is based on the optimistic view of maintaining some type of status quo till you leave here.

Most of the friends I have had to pass have lived between a week and three months of becoming very sick.

Those with systemic problems are more likely to go than with heart disease etc.

Transplants for organs and heart surgery have made such large strides I know at least thirty people who have lived 20 or more years and are still going and working after heart surgery.

My wife's cousin had a wife who had a kidney transplant and lived 30 years with it.

Quality is the key to it all.
 
I'm not an anti prepper. I actually think that being prepared for whatever is the smart thing to do. But as I read these prepping posts I find it odd that more people don't discuss money issues. After all prepping is basically "what if". To me it's odd that nobody says "What if nothing happens" & I live to be 95 years old, will I be able to live. I say that because I have the family medical history from hell. My grandfather had his first heart attack in his 20's. His grandsons had their first at 28 (dropped dead in the er but revived) & 32 (medically retired). I more or less assumed that I would have a H/A early & maybe die early. (My first was 58, the oldest male in my family to have their FIRST H/A). While that's what I thought, I still prepared for "just in case" & started investing for my old age. And I've lived much longer than I thought I would (72 year old, only 1 male relative has outlived me). And to me there are 2 main ways to make a good income. Invest a lot of money & get interest on it or invest a little money over a long term & watch it grown. Rarely does anyone here tie prepping together with investing & they are both "being prepared for what could come". I don't understand that.
I too prep for everything going right into my old age. Having food, clothing, cash, no debt, and all the other preps are just as valuable if the economy keeps perking along as they are if the economy crashes, we have another 9.2, a major volcanic eruption, WWIII, et al. Prepping for one event is very similar to any other event. If nothing happens I still need to eat, I still have a use for TP, and all the other preps that I have accumulated. The only difference between a disaster and a continued “normal” life is that we still have time to enlarge our preps. We have lost many friends over the years. For them no SHTF scenario befell them, except for their own demise of course.
 
I had vision issues just a few years ago. Depressing actually, I developed cataracts in both eyes. Had 2 surgeries separated by a year, dreaded all of it. Woe is me, I’m old. Turned out to be a blessing in disguise. I’ll never have them again and beyond 3ft my vision is perfect, I can identify weeds at 200yrds. Less than 3ft my vision is poor, need reading glasses. But I can’t see gun sights on a pistol and the target at the same time, one or the other but not both. Same for the rear sight on a long gun. I found a compromise this week when ordering a pocket gun. I got the model that came with a laser. Been shopping for laser sights for my other handguns since. Adapt, overcome! Looks like I’ll have to rely on shotguns for a long gun, or 30round magazines. Guess I’ll settle for being great at laying down suppressing fire. 🤣
 
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I assess that people are generally reluctant to talk about money. People either have too little or more than enough.....and either way they don't feel inclined to tell people about that.
OPSEC is a thing.....so don't expect long term, serious preppers to spill their guts online.
I will. :)
I am ready.
I know if I live past 80, I will need lots of help.
There will be so many 'servants and workers' here, that you will think you are back in the antebellum days.:oops:🤣
...And yes, I will hire immigrants.:D
 
#1 Thing for me was my injury...i had gotten down to a low spot...but last spring i picked myself up...and i fought...i fought some extreme pain/pinching...it hurt..i did it more..i climbed a mtn and i had a pinch every step of the way...i hobbled all the way down back to truck...guess what i did...next day i went back and did it again..same thing...i refused to accept that...so back the next day again...i kept doing it till it stopped...people were all up in my crap worried too because of what i was doing...i was having fun and just had to block pain as best i could...i done it again and again and again....till it stopped pinching and hurting in that spot...dont get me wrong i still have issues..but far far less than i did...and i still think i can do even better...last year i had a blast...life is more in my way this year...its changing back though.

i tired of these wealth transfers going on in form of monthly expenses...i am changing things as much as i can right now. i am purging vehicles and more.

Going to build a new cabin..i will live exactly how i want as best i can...all i need is a place to lay my head and be out of the weather and i am going to adopt the @Sourdough sleeping bag survival thing. have it so at very least all i need to do is crawl in it and go to sleep heat or no heat etc.i talked about it in one room thread i done and showed what i call sleeping nook.

I want to spend as much time as possible in the woods.

Now i am older i view things different...theres only so much time to live...i dont want to waste any of it on things society says i have to do or be...screw that. if i live a decent amount of time that means these next 10 years will be best and most active.

I may but a plot of land close in town if i do its going into a trust fund with me having life estate living on it and it cant be sold etc. till my death.

My cabin is going to be so it functions on only small appliances. What happens when you cant get anyone to help move or even deliver a fridge or freezer etc. I seen someone need a heatpump last year..it was over $7k.They waited a year and bought a larger one and it was $9k. I aint doing that...window unit in the wall and call it good.No big stove either. All i want is my woodcook stove i had forever and dreaming of...its time i put into action some of my dream while i can and still enjoy it for awhile if possible.
 
I am only 43 so I will clearly never grow old and am invincible!

No, I am not that obtuse. When I started doing contract work I noticed we had a number of old saber rattlers in our group. Men with white-grey facial hair that were definitely a lot older than I am now, and while they might not have moved quite as fast as their younger peers they performed like much younger men. One of them told me "It's all in the metabolism boy. Eat like ****, feel like ****, watch your body turn to ****". All this guy ate was small portions of meat and veggies, worked out 3-4x a week, walked a lot but only ran we he had to and avoided getting drunk or taking any kind of pill. I changed my lifestyle right then and there. Through the years since then I have read and researched the topics of health and diet, I have found that the majority of diseases, conditions and break downs in the human body involve improper diet and lack of activity.
One fall. One accident. You can be careful and do all the right things, and all it takes is once to totally change your life.
 
Here is what you don't understand. We prepare for a reality where-in money and wealth are of near zero usefulness. Go ask the tens of millions that were living the affluent life in North Gaza City, and have been homeless starving refugees, on the march for the last ten months, what good is money....???
The flip side of that, are the Gazans who didn't concentrate on money, but concentrated on their preps and becoming self sufficient. And now those plans and stockpiles are buried under rubble.

You can't predict what's going to hit you. Money might be your salvation in one scenario, property in another scenario, self sufficiency in yet another scenario. It would be great if we got to pick our scenario, but we don't.

So you have to prepare based on the probabilities that you predict. We all have different predictions. None of us knows that we're right in our predictions - we're just hoping so. Personally, I predict that money will be of more use to me than growing my own crops and raising my own animals. So I have not spent my money buying a farm, I have invested it in other areas. Others predict exactly the opposite of me, and for them buying and moving to a farm is the best use of their money. Neither of us knows if we're right. In some scenarios, I will come out ahead. In other scenarios, they will come out ahead. The only thing we know for sure, is that each of us will preach our decision as the correct decision for everyone else to make. That's just human nature to want to be validated in what you've believed in and planned for on all your life.

But the truth is, either or both of us could be dead wrong and headed for disaster. That is the case for the Gazans that @Sourdough brought up above. The ones who collected money are not well off now. But neither are the ones who lived more modestly and self reliantly. Both are screwed beyond imagination. I think it is highly likely that this is the scenario that will get us all. Something that we didn't see coming.
 
I'm not an anti prepper. I actually think that being prepared for whatever is the smart thing to do. But as I read these prepping posts I find it odd that more people don't discuss money issues. After all prepping is basically "what if". To me it's odd that nobody says "What if nothing happens" & I live to be 95 years old, will I be able to live. I say that because I have the family medical history from hell. My grandfather had his first heart attack in his 20's. His grandsons had their first at 28 (dropped dead in the er but revived) & 32 (medically retired). I more or less assumed that I would have a H/A early & maybe die early. (My first was 58, the oldest male in my family to have their FIRST H/A). While that's what I thought, I still prepared for "just in case" & started investing for my old age. And I've lived much longer than I thought I would (72 year old, only 1 male relative has outlived me). And to me there are 2 main ways to make a good income. Invest a lot of money & get interest on it or invest a little money over a long term & watch it grown. Rarely does anyone here tie prepping together with investing & they are both "being prepared for what could come". I don't understand that.
I can only speak for myself, but there are a couple threads in particular that come to mind: investing outside of the box and today I bought a couple oz of silver. Both of those share thoughts and ideas re investing. Also, not everyone has faith in the financial institutions- some do and some don’t. Rather than butting heads, it’s often easier to ask questions or make suggestions with your viewpoint stated. Usually (with some exceptions of course) folks are reasonably respectful and offer honest insight.
 
The way time flies- I’ll be 60 tomorrow. But the hard facts of aging hit me about 3 years ago with work related shoulder injuries. Both shoulders healed will enough without surgery, but I had to cut-back on the physical work I was doing. Work has always been my exercise, cutting back meant loss of arm strength. Now I have new limitations and the old phrase “work smarter, not harder” has a new meaning.

I’m saying I relate to the posts here, and reading this thread is another learning experience for me. Thanks.

It’s been said that if you’re not fully prepared today- you’re screwed. Paraphrasing. Well… seems that prepping without consideration of ‘aging’ is almost as bad.

I’ve always had the mindset of preppers, but never followed through to any meaningful extent. Today… with what I’ve been learning here- I figure it’s not too late for me to do it right.
 
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