That is correct. In the USA, ringing voltage is 90vac for sure, and I believe it's 60Hz. I know for sure that in Bonn , Germany the ringing voltage is (or was) 60vac, 50Hz. That's because the first design project I had out of college with my new shiny EE degree was to design and build a "central office simulator" for the US embassy in Bonn to test our special development phone hardware (I was working for AT&T/WesternElectric). I remember the Bonn details because I had to design and built all that from scratch. The USA stuff, I was able to buy the ring generator rather than design it, so while I remember the voltage, I have forgotten the frequency, but I'm pretty sure it was 60Hz. Tip/Ring voltage is 48vdc - that's what powers you phone for voice transmission.Yes. I believe it's 90v to ring the old bell ringers phones.
You can grab the two primary phone wires and not feel the 48vdc. However, if the phone rings while you are holding them, THAT will catch your attention! Even my lower voltage Bonn simulator caught my attention a time or two.