Better to have it and not need it then to need it and not have it?Property insurance. Doubled! From couple of years ago.
Jack booted thugs? It's so hard for me to pay for something that I have never used. And likely will never use? But you have this little alarm in the back of your head "what if?". Catastrophic loss? Insurance company would probably find a loop hole in that 22 page fine print packet they sent me.
Didn't read the whole thing. Who does? To paraphrase " send us lots of money that we justify with runaway inflation. Should you submit a cause for a loss? Forget about it because it was god-caused and we don't cover that. You only paid for the false sense of security that allowed you to sleep for all those years we collected your robotic payments. Thanks for not letting your policy lapse. Here's your reward "another rate increase"!
Just read State Farm Insurance is not accepting new insurance policies (not including auto) for the State of California.