Went to breakfast with husband, and went to pay off our home mortgage (hooray!).
Went to breakfast with husband, and went to pay off our home mortgage (hooray!). Was very annoyed that we were charged a $30 wire transfer fee to send the money to pay off our mortgage. The money to pay it off and the mortgage itself are in the same bank, just different account numbers. What a racket.
Husband asked the "personal banker at Wells Fargo" if he thought we would be seeing negative interest rates soon like Europe has. He said he didn't know, but it'll be wild if we do. But also brought up the fact that they borrow at negative interest rates in Europe. So it encourages Europeans to borrow lots of money. They are paid to borrow money to increase their debt. The thought is, that they will spend that borrowed money and spread it around.
Makes no sense.
Went to breakfast with husband, and went to pay off our home mortgage (hooray!). Was very annoyed that we were charged a $30 wire transfer fee to send the money to pay off our mortgage. The money to pay it off and the mortgage itself are in the same bank, just different account numbers. What a racket.
Husband asked the "personal banker at Wells Fargo" if he thought we would be seeing negative interest rates soon like Europe has. He said he didn't know, but it'll be wild if we do. But also brought up the fact that they borrow at negative interest rates in Europe. So it encourages Europeans to borrow lots of money. They are paid to borrow money to increase their debt. The thought is, that they will spend that borrowed money and spread it around.
Makes no sense.
went to pay off our home mortgage (hooray!).
...Then going straight home.
No lolligagin , dilldallyin today.
Playing it safe.
And I'm not superstitious.
Man that's rich!I'm going home.
Hope I don't see a black cat on the way
I'm closing my eyes.
Wife's driving.
Man that's rich!
Made my day!
Had the oil changed in the pickup today. While there I ordered a set of tires too.
Man! That brings back memories!Moon looked like it was full on my way to work this morning. Hovering just above the horizon. Very Beautiful dark orange color. But I'm always star gazing, moon or planet watching. Just something I've enjoyed since I was a kid.
Last few weeks have been rough at work. Last couple of months before the end of our fiscal year is always crazy, but this year has been even worse than normal. Gettin sick in the middle of it didn't help. We had incident the middle of August that ended up being reportable and had a huge critique that included 4 division directors and about 25 others. When I found out what had happened and knew the critique was coming my group and I got busy and had some solutions thought up to present to keep it from happening again. Ended up the critique went well and our solutions were looked at very favorably. When I got back from my illness 2 of the folks I deal with closest was thrilled with our ideas and told me to move forward with them. Finally got all the quotes back today and got those parts ordered and last night 2 of my techs built a flow switch with warning lights to be used with it. Showed that to my boss and division director this morning, they were both impressed.
I'm also working on 6 other projects, one of we just completed yesterday and turn it over to the owner. I've got a crew working this weekend to do a preliminary installation for another one. Spoke with the vendor for this one and they will be shipping next week and will arrive here the 26th to help with the installation. This one was a last minute deal that got dropped on me. I didn't think we had a shot at getting it done. But looks like it'll be done on time to.
All in all things started coming together today. Gotta say some stress was relived today.
Man! That brings back memories!
Let's see now, today I was going to wash my clothes, naa, maybe tomorrow or Sunday. Watched TV and took a nap instead.
I do not miss being 'in the mix' at all.
...And I have enjoyed looking at the beautiful full-moon tonight.
Retirement: It's worth waiting for.
Just remembered! Today is my one-year anniversary!
I hung it all up on 09-13-18.
Just cut work off at 62.Jealous! If my body doesn't fall apart I'll reach full retirement eligibility around April...April of 2039, that is. I should be eligible for full medical disability/retirement in 2029 but hopefully I won't have to use it. We'll see how the back/feet/shoulder hold up...
I'd like to do that, but the Railroad Retirement Board is a little screwey about early retirement. I can't get retirement insurance without 360 qualified months of service and we can't get Social Security supplement insurance until age 67. If I had started Railroading at age 28 instead of 35 I would qualify for full retirement at age 60, assuming no more layoffs. Oh well...Just cut work off at 62.
For those of us with 'high-miles' 65 is some fantasy that someone else wrote on a piece of paper.
It's fiction.
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