Biden cancelling College Debt.

[Survivor_316]

Never had any loan debt. Worked 40 hrs a week and paid for my bachelors as i went.

Wow. I worked 2 jobs during college and I still had to have loans.

I will say, the cost of college and the cost of living in those towns has increased much more than it should. The kids going to college now pay way more than what I did even 20 years ago.

Rather than a student loan forgiveness, if the government were to get involved, they should place a tuition cap on universities. That way, there wouldn't be yearly tuition raises, tenured professors who never actually teach a class yet get paid hundreds of thousands a year, or monetary waste.

 

[M0del_31]

Wow. I worked 2 jobs during college and I still had to have loans.

I will say, the cost of college and the cost of living in those towns has increased much more than it should. The kids going to college now pay way more than what I did even 20 years ago.

Rather than a student loan forgiveness, if the government were to get involved, they should place a tuition cap on universities. That way, there wouldn't be yearly tuition raises, tenured professors who never actually teach a class yet get paid hundreds of thousands a year, or monetary waste.

Don’t get me wrong, I had a free place to stay as long as I was in school and had a job. I first got a associates degree computer science from the local community college (cheap). With that I got an IT job that payed for the rest of undergrad college, truck, toys and eating out…etc. It was very stressful and I was flat out exhausted when I was done. For the next 6-12 months I’d occasionally wake up in a panic thinking I forgot to do an assignment or was about to miss class. That’s the short version of how I graduated debt free and had 20% to put down on a house 6 mo later. It takes discipline and determination. I don’t see how married or single moms do college and a job at the same time. I respect those that do pull it off.

As for gov involvement, of course there should be no loan cancellations and I don’t think gov price controls are the answer.

As an expert on university, if the government is going to be doing loans, it should only be for courses and degrees have a positive return on cost that creates marketable skills. Math, engineering, medical, science and maybe business degrees. Nobody should be going into debt for a philosophy, literature, languages or fashion design degrees.

There is so much waste in a degree and I wasted money on many required classes. I had to finance the salary of professors in subjects of those I had no interest and no hope of realizing benefit. TBH, I never left IT and my Geography/GIS degree has largely gone unused except it has open doors and got me more money so it’s been worth it.

The biggest loan problem is the student loans can be used for about anything…tuition, books, rent, car payments, credit card payments, Netflix subscription, Amazon addiction, car repairs, utility bills, eating out and lottery tickets. It is the loans that keep idiots in college. The loans would be much smaller if the money went straight from the lender to the university to cover tuition and books. Perhaps room/board and meals but were it not for being in college, the person would still have to eat and sleep somewhere regardless. Many could get a job and cover roof and meals but many never get a job until they graduate. Some put off graduation and get more loans for more college because they’ve started to realize their degree in theater arts isn’t going to make them the next James Cameron. Then they graduate with $100,000.00 of debt with no real job prospects, see me with a 25 year head start and get mad because my house is paid off because I worked and made better decisions. And yes, college for me was more expensive than for those that went through it back in the 80’s

 

[Survivor_316]

Don’t get me wrong, I had a free place to stay as long as I was in school and had a job. I first got a associates degree computer science from the local community college (cheap). With that I got an IT job that payed for the rest of undergrad college, truck, toys and eating out…etc. It was very stressful and I was flat out exhausted when I was done. For the next 6-12 months I’d occasionally wake up in a panic thinking I forgot to do an assignment or was about to miss class. That’s the short version of how I graduated debt free and had 20% to put down on a house 6 mo later. It takes discipline and determination. I don’t see how married or single moms do college and a job at the same time. I respect those that do pull it off.

As for gov involvement, of course there should be no loan cancellations and I don’t think gov price controls are the answer.

As an expert on university, if the government is going to be doing loans, it should only be for courses and degrees have a positive return on cost that creates marketable skills. Math, engineering, medical, science and maybe business degrees. Nobody should be going into debt for a philosophy, literature, languages or fashion design degrees.

There is so much waste in a degree and I wasted money on many required classes. I had to finance the salary of professors in subjects of those I had no interest and no hope of realizing benefit. TBH, I never left IT and my Geography/GIS degree has largely gone unused except it has open doors and got me more money so it’s been worth it.

The biggest loan problem is the student loans can be used for about anything…tuition, books, rent, car payments, credit card payments, Netflix subscription, Amazon addiction, car repairs, utility bills, eating out and lottery tickets. It is the loans that keep idiots in college. The loans would be much smaller if the money went straight from the lender to the university to cover tuition and books. Perhaps room/board and meals but were it not for being in college, the person would still have to eat and sleep somewhere regardless. Many could get a job and cover roof and meals but many never get a job until they graduate. Some put off graduation and get more loans for more college because they’ve started to realize their degree in theater arts isn’t going to make them the next James Cameron. Then they graduate with $100,000.00 of debt with no real job prospects, see me with a 25 year head start and get mad because my house is paid off because I worked and made better decisions. And yes, college for me was more expensive than for those that went through it back in the 80’s

Definitely a lot of people used their loans to pay for stupid stuff. I think my lender did pay the finds directly to the university and then I got a check back that I used for books and rent. And I got to decide how much I would take out, so I rejected a portion of the loans each year.

I knew one guy who gambled on using his entire student loan check to buy copious amounts of drugs to sell. He made a pretty good profit. So, I guess being a drug dealer was another viable route to go. Lol

The biggest cost for me outside of my tuition was rent. I stupidly insisted on having an off campus apartment most of the time. We had a lot of lesbians/trans people (F to m, not m to f) on my floor my first year and I didn't want to share a shower space with them. I shouldn't have cared so much in hindsight. It would have saved me over $40,000 through the course of my college years to just let those chunky lesbians have their look.

 

[Mountain trapper]

For many people college is a complete waste of time and money. Trade school would be a much better option for many people. I learned my trades on the job. Bought my first house at 19 and had 2 kids by 21. I had mechanics and welders that were making $150k per year, who never stepped foot in to any college either. Much of their income was OT, but they still got 6 months vacation per year plus free room and board while on the job site.
My point is, there are other options available to make good money without a degree.

 

[Oddcaliber]

Before going woke the military was a good option.

 

[ShadowWolf 13]

Personally I think if you want to go to college or have nice things it should be like buying groceries, paying bills etc. etc. etc. in that if you want it you get up off your lazy a** secure steady employment and earn it instead of borrowing $ and expecting not to have to pay it back.

REMEMBER NOBODY IS ENTITLED TO ANYTHING!!!!

 

[Dave2001]

Before going woke the military was a good option.

I REALLY think they should bring back the military draft!!!

 

[M0del_31]

I REALLY think they should bring back the military draft!!!

Doesn’t mean it wouldn’t still be woke. Then if you don’t go to college to woke, you can go to the army to learn how to woke

 

[andrewOz]

I REALLY think they should bring back the military draft!!!

So, you are in favor of slavery . . . with the "master" being the government?

 

[DrHenley]

Dave, you have to ask yourself what kind of recruits they will have nowadays with a draft. They won't weed out the misfits, freaks and miscreants like they used to, instead they will celebrate them and give them participation awards and preferential promotions.

 

[Dave2001]

Dave, you have to ask yourself what kind of recruits they will have nowadays with a draft. They won't weed out the misfits, freaks and miscreants like they used to, instead they will celebrate them and give them participation awards and preferential promotions.

BUT if they screw up bad in military they go to Ft Levinworth and not back on street!

 

[M0del_31]

More likely the whole unit is demoted for not effectively covering up the misfits’ screwups

 

[DrHenley]

In the new military they celebrate and promote misfits.

EXHIBIT A

 

[poltiregist]

As for as queers in the military , they should be given their own unit complete with a different hat and insignia . After all they claim to be proud to be a pedophile . Then sent to whatever hellhole that needs some cannon fodder .

 

[Mountain trapper]

One of the few things that I like about the Middle East is, this freak never would have made it out of the closet.

 

[DrHenley]

One of the few things that I like about the Middle East is, this freak never would have made it out of the closet.

Never would have made it to adulthood if he tried.

 

[andrewOz]

As for as queers in the military , they should be given their own unit complete with a different hat and insignia . After all they claim to be proud to be a pedophile . Then sent to whatever hellhole that needs some cannon fodder .

By "queers", are you implying homosexuality . . . as that is usually the use of the word when used in a derogatory manner?

If that is the definition you are using, I wish to point out that pedophilia and homosexuality are not related to each other; one does not imply the other.

 

[Mountain trapper]

By "queers", are you implying homosexuality . . . as that is usually the use of the word when used in a derogatory manner?

If that is the definition you are using, I wish to point out that pedophilia and homosexuality are not related to each other; one does not imply the other.

OK. How about freaks, perverts, homos, degenerates, sick, twisted and unnatural?