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i heard on a news show tonight that the fed gov reported it will nto be able to determine the winner of the election on election night and may need several days or even weeks to determine the actual winner.

reports of people voting early and their votes being flipped to harris.

i think we got some interesting times ahead of us
What does the federal government have anything do with counting our votes? Voting is done at the state level. I'm not comfortable with Bidens government getting involved with counting votes.
 
Don't Californacate Oregon. Apparently they didn't work.
I was in Oregon in 1976 for the first time and saw a billboard that said that.

I also saw a John Birch sponsored billboard in Oregon that time. I had never heard of them until I saw a billboard by them. That one said, "No nukes is good nukes."
 
Our ballot is the largest this year that it has ever been. A friend told me there was so much on it that she just wasn't going to vote on everything, just what she really knew about. Too often what we think we are voting for is the opposite of what we thought it was.

We did get thick booklets telling about all the things we are voting for. Friend, who is a reader said she looked at how thick it was and just put it in recycling.

The world is full of people who do not read, let alone read a booklet like that. How many of those people will even vote, or will just vote on a few main points?
 
Our ballot is the largest this year that it has ever been. A friend told me there was so much on it that she just wasn't going to vote on everything, just what she really knew about. Too often what we think we are voting for is the opposite of what we thought it was.

We did get thick booklets telling about all the things we are voting for. Friend, who is a reader said she looked at how thick it was and just put it in recycling.

The world is full of people who do not read, let alone read a booklet like that. How many of those people will even vote, or will just vote on a few main points?

I make a cheat sheet a day or two before I go. Sometimes our ballots like like sheet music to me. This one more reason why voting is down.
 
New kind of payday loan scam? Payday loan companies always preyed on those least able to make payments, quickly saddling them with 30% interest and never ending debt. Usually taking their vehicles and leaving them to pay the bank for cars they no longer had.

10yrs ago payday loan businesses were everywhere in my state. Many states, including mine, finally started cracking down on them. Limiting interest and penalties they could impose. They quickly began to close shop leaving strip malls with vacancies everywhere.

The last year I started seeing new internet banks offering what are essentially ‘payday loans’. Especially the last 6 months I see commercials on tv everyday. These ‘payday loans’ are under other names and guises, most commonly ‘cash advances’ on checking accounts. These banks require direct deposit, essentially giving them control of the account holders entire paycheck. (horror stories to follow :oops:)

The latest variant is ‘choose when you get paid’. Basically a revolving weekly 'payday loan' from the day you wish to be paid to when your actual direct deposit check arrives.

Instead of brick and mortar stores that states could deal with these new ‘banks’ are national in scope and on the internet. Only the feds can hope to control them.

Anyone else seeing these new internet banks advertised where you live?
 
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New kind of payday loan scam? Payday loan companies always preyed on those least able to make payments, quickly saddling them with 30% interest and never ending debt. Usually taking their vehicles and leaving them to pay the bank for cars they no longer had.

10yrs ago payday loan businesses were everywhere in my state. Many states, including mine, finally started cracking down on them. Limiting interest and penalties they could impose. They quickly began to close shop leaving strip malls with vacancies everywhere.

The last year I started seeing new internet banks offering what are essentially ‘payday loans’. Especially the last 6 months I see commercials on tv everyday. These ‘payday loans’ are under other names and guises, most commonly ‘cash advances’ on checking accounts. These banks require direct deposit, essentially giving them control of the account holders entire paycheck. (horror stories to follow :oops:)

The latest variant is ‘choose when you get paid’. Basically a revolving weekly 'payday loan' from the day you wish to be paid to when your actual direct deposit check arrives.

Instead of brick and mortar stores that states could deal with these new ‘banks’ are national in scope and on the internet. Only the feds can hope to control them.

Anyone else seeing these new internet banks advertised where you live?
I haven't seen any internet banks being advertised, but that doesn't mean they aren't out there.

I have seen payday loan places for years. Someone that I knew used to bail his mother out when she went gambling in the mountains, came home broke and needed money to pay her bills. He would take out payday loans to help her out. I only met her once in my life. She asked me if I liked to gamble and if I ever went to Central City to gamble. My response was that I cannot afford to gamble. I knew about her addiction to gambling. I doubt that my comment made any difference to her, and she didn't care if her son couldn't afford to bail her out.
 

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