Rant for the Day (keep it clean)

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Sorry, I did not intend to offend anyone. There are always exceptions to any generalization. I was thinking of the people who spend every dime they make without even considering their retirement. My son is one of these people. My daughter is exactly the opposite.

e.g., I do not mind giving a helping hand to those in need. We donate lots of money through our church for this purpose. But I do not like giving money as free handouts to people who simply have decided not to work and prefer to live off of others when they could work for themselves.

It is people that are similar to this latter group that I was talking about in my post about retirement savings above. The people who buy themselves a Mercedes when heir finances are more along the lines of a used Beetle. The two family household with an 8000 square foot house. People intentionally living above their means. There is nothing wrong with spending your money on luxuries if you can afford them. But ignoring your retirement is not "being able to afford" these things IMHO.
 
Sorry, I did not intend to offend anyone. There are always exceptions to any generalization. I was thinking of the people who spend every dime they make without even considering their retirement. My son is one of these people. My daughter is exactly the opposite.

e.g., I do not mind giving a helping hand to those in need. We donate lots of money through our church for this purpose. But I do not like giving money as free handouts to people who simply have decided not to work and prefer to live off of others when they could work for themselves.

It is people that are similar to this latter group that I was talking about in my post about retirement savings above. The people who buy themselves a Mercedes when heir finances are more along the lines of a used Beetle. The two family household with an 8000 square foot house. People intentionally living above their means. There is nothing wrong with spending your money on luxuries if you can afford them. But ignoring your retirement is not "being able to afford" these things IMHO.

You are correct... I too know people who waste everything they earn foolishly.

I wasn't offended, just wanted to point out a large number of folks had no choice in the matter... Just looked it up on the cdc website, these numbers even surprised me... I didn't expect 28.7%, maybe 15%.

I go to places where other disabled people go, so I see them. Normal healthy folks usually don't so it's understandable we are overlooked. And to be fair I see quite a few folks who I suspect are faking it... just looking for an easy way out. Always #$%$ me off when one crosses my path.

cdc disability.jpg
 
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Irresponsible? At age 40 my entire life's savings went to doctors... just hoping one could find or do something so I could continue my 6 figure career. All to no avail! By 42 I was broke with no way to earn anything. Cash money? forget about it! Nothing but a govt. check and half of that went to those same doctors for the next 10yrs.

There are a lot of people like me, far more than many would guess... for the most part we are invisible to normal society simply because we can't live like most people. Your friends are the first to drift away, since you can no longer do the things that bring you together. Heck, I'm invisible to most of my family. Except for the occasional holiday or funeral they wouldn't know I existed either. Out of sight, out of mind, it's surprising when that becomes the ruling philosophy of your life. And I'm one of the lucky ones.. I'm sitting on 100acres of prime farmland. At some point a real estate company will care enough to visit. And irresponsibility had nothing to do with it...

edit to add... just looked it up on the cdc website... 28% of the adults in the US have a disability. Maybe that's explains the 20% with no savings...
Thanks for your story.
It reminded me just how 'fortunate' I have been. Everything went fine for my working career and i was able to save for my 'golden years' for decades.
So many things fell right into place, at just the right time, I look back in amazement. :oops:
Today I am living my dream. No, I don't have any expensive toys, and my truck is a 2002...
But I go to sleep every night in total comfort that I can beat any challenge that life can throw at me. :)

Now folks, this is a prime example of what a rant is not! Sorry.:(
 

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